Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 217,077,000 | 290,658,000 | 312,173,000 | 301,352,000 |
| Total loans | 168,595,000 | 209,632,000 | 206,861,000 | 203,342,000 |
| Allowance for loan losses | 3,906,000 | 5,172,000 | 5,604,000 | 5,647,000 |
| Securities available for sale | 32,222,000 | 44,903,000 | 52,527,000 | 48,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,995,000 | 260,015,000 | 281,286,000 | 270,652,000 |
| Interest-bearing deposits | 143,533,000 | 190,968,000 | 211,748,000 | 196,690,000 |
| Noninterest-bearing deposits | 47,462,000 | 69,047,000 | 69,538,000 | 73,962,000 |
| Equity capital | 25,256,000 | 28,505,000 | 28,856,000 | 28,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,723,000 | 7,129,000 | 10,888,000 | 14,407,000 |
| Interest expense | 338,000 | 834,000 | 1,350,000 | 1,855,000 |
| Net interest income | 2,385,000 | 6,295,000 | 9,538,000 | 12,552,000 |
| Noninterest income | 457,000 | 1,029,000 | 1,569,000 | 2,241,000 |
| Noninterest expense | 1,545,000 | 4,193,000 | 6,424,000 | 8,312,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,288,000 | 3,123,000 | 4,677,000 | 6,512,000 |
| Income tax | 68,000 | 92,000 | 135,000 | 191,000 |
| Net income | 1,220,000 | 3,031,000 | 4,542,000 | 6,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,253,000 | 28,493,000 | 28,663,000 | 28,881,000 |
| Total capital | 27,732,000 | 31,687,000 | 31,770,000 | 32,062,000 |
| Risk-weighted assets | 196,872,000 | 253,540,000 | 246,104,000 | 252,002,000 |