Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 227,170,000 | 220,451,000 | 231,987,000 | 218,213,000 |
| Total loans | 175,832,000 | 170,846,000 | 173,338,000 | 169,856,000 |
| Allowance for loan losses | 3,880,000 | 3,903,000 | 3,927,000 | 3,915,000 |
| Securities available for sale | 33,366,000 | 36,600,000 | 33,446,000 | 31,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,676,000 | 192,625,000 | 204,490,000 | 192,501,000 |
| Interest-bearing deposits | 153,982,000 | 145,707,000 | 154,841,000 | 143,839,000 |
| Noninterest-bearing deposits | 45,694,000 | 46,918,000 | 49,649,000 | 48,662,000 |
| Equity capital | 24,759,000 | 24,951,000 | 24,790,000 | 24,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,707,000 | 5,327,000 | 8,502,000 | 11,380,000 |
| Interest expense | 275,000 | 560,000 | 869,000 | 1,199,000 |
| Net interest income | 2,432,000 | 4,767,000 | 7,633,000 | 10,181,000 |
| Noninterest income | 469,000 | 914,000 | 1,424,000 | 1,947,000 |
| Noninterest expense | 1,605,000 | 3,067,000 | 4,626,000 | 6,068,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,306,000 | 2,625,000 | 4,442,000 | 6,069,000 |
| Income tax | 66,000 | 108,000 | 128,000 | 176,000 |
| Net income | 1,240,000 | 2,517,000 | 4,314,000 | 5,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,913,000 | 25,090,000 | 24,954,000 | 25,133,000 |
| Total capital | 27,471,000 | 27,577,000 | 27,484,000 | 27,574,000 |
| Risk-weighted assets | 203,334,000 | 197,545,000 | 201,027,000 | 193,812,000 |