Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 241,457,000 | 246,132,000 | 244,697,000 | 238,581,000 |
| Total loans | 168,044,000 | 162,875,000 | 172,042,000 | 178,636,000 |
| Allowance for loan losses | 3,211,000 | 3,239,000 | 3,254,000 | 3,261,000 |
| Securities available for sale | 45,609,000 | 46,562,000 | 48,975,000 | 42,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,495,000 | 216,300,000 | 215,709,000 | 205,876,000 |
| Interest-bearing deposits | 164,429,000 | 166,221,000 | 173,894,000 | 163,160,000 |
| Noninterest-bearing deposits | 48,066,000 | 50,079,000 | 41,815,000 | 42,716,000 |
| Equity capital | 24,389,000 | 25,078,000 | 24,386,000 | 24,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,503,000 | 5,476,000 | 8,160,000 | 10,890,000 |
| Interest expense | 259,000 | 528,000 | 799,000 | 1,068,000 |
| Net interest income | 2,244,000 | 4,948,000 | 7,361,000 | 9,822,000 |
| Noninterest income | 475,000 | 991,000 | 1,487,000 | 1,942,000 |
| Noninterest expense | 1,531,000 | 2,938,000 | 4,703,000 | 6,077,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,188,000 | 3,001,000 | 4,145,000 | 5,687,000 |
| Income tax | 35,000 | 66,000 | 93,000 | 138,000 |
| Net income | 1,153,000 | 2,935,000 | 4,052,000 | 5,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,158,000 | 24,739,000 | 24,124,000 | 24,420,000 |
| Total capital | 26,654,000 | 27,189,000 | 26,648,000 | 27,047,000 |
| Risk-weighted assets | 199,031,000 | 195,242,000 | 201,201,000 | 209,513,000 |