Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 249,024,000 | 252,066,000 | 252,453,000 | 249,931,000 |
| Total loans | 186,636,000 | 181,384,000 | 172,166,000 | 171,151,000 |
| Allowance for loan losses | 3,476,000 | 3,474,000 | 3,470,000 | 3,510,000 |
| Securities available for sale | 38,968,000 | 40,614,000 | 42,945,000 | 46,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,207,000 | 223,158,000 | 223,600,000 | 221,129,000 |
| Interest-bearing deposits | 170,739,000 | 174,550,000 | 177,583,000 | 168,076,000 |
| Noninterest-bearing deposits | 49,468,000 | 48,608,000 | 46,017,000 | 53,053,000 |
| Equity capital | 24,168,000 | 24,103,000 | 24,290,000 | 24,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,850,000 | 5,512,000 | 8,275,000 | 11,334,000 |
| Interest expense | 269,000 | 538,000 | 806,000 | 1,071,000 |
| Net interest income | 2,581,000 | 4,974,000 | 7,469,000 | 10,263,000 |
| Noninterest income | 481,000 | 955,000 | 1,436,000 | 1,880,000 |
| Noninterest expense | 1,320,000 | 2,835,000 | 4,236,000 | 5,627,000 |
| Provision for loan losses | 150,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,592,000 | 2,894,000 | 4,479,000 | 6,331,000 |
| Income tax | 42,000 | 74,000 | 98,000 | 130,000 |
| Net income | 1,550,000 | 2,820,000 | 4,381,000 | 6,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,887,000 | 23,956,000 | 24,084,000 | 24,204,000 |
| Total capital | 26,463,000 | 26,499,000 | 26,629,000 | 26,726,000 |
| Risk-weighted assets | 205,251,000 | 202,581,000 | 202,668,000 | 200,823,000 |