Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 233,909,000 | 256,830,000 | 272,198,000 | 252,584,000 |
| Total loans | 167,876,000 | 196,069,000 | 191,037,000 | 186,107,000 |
| Allowance for loan losses | 3,160,000 | 3,186,000 | 3,234,000 | 3,377,000 |
| Securities available for sale | 39,047,000 | 40,489,000 | 40,430,000 | 38,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,675,000 | 206,271,000 | 236,090,000 | 224,135,000 |
| Interest-bearing deposits | 158,168,000 | 160,973,000 | 188,172,000 | 170,700,000 |
| Noninterest-bearing deposits | 47,507,000 | 45,298,000 | 47,918,000 | 53,435,000 |
| Equity capital | 22,566,000 | 23,192,000 | 23,776,000 | 23,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,556,000 | 5,195,000 | 8,209,000 | 11,020,000 |
| Interest expense | 257,000 | 511,000 | 803,000 | 1,089,000 |
| Net interest income | 2,299,000 | 4,684,000 | 7,406,000 | 9,931,000 |
| Noninterest income | 378,000 | 848,000 | 1,330,000 | 1,820,000 |
| Noninterest expense | 1,326,000 | 2,737,000 | 4,227,000 | 5,639,000 |
| Provision for loan losses | 0 | -600,000 | -450,000 | -300,000 |
| Pretax income | 1,352,000 | 3,394,000 | 4,962,000 | 6,423,000 |
| Income tax | 32,000 | 53,000 | 82,000 | 115,000 |
| Net income | 1,320,000 | 3,341,000 | 4,880,000 | 6,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,481,000 | 22,902,000 | 23,507,000 | 23,736,000 |
| Total capital | 24,889,000 | 25,666,000 | 26,248,000 | 26,366,000 |
| Risk-weighted assets | 191,873,000 | 220,696,000 | 218,748,000 | 209,647,000 |