Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 226,352,000 | 229,020,000 | 236,032,000 | 235,521,000 |
| Total loans | 151,636,000 | 159,757,000 | 160,411,000 | 170,134,000 |
| Allowance for loan losses | 3,560,000 | 3,636,000 | 3,118,000 | 3,073,000 |
| Securities available for sale | 38,911,000 | 40,730,000 | 42,105,000 | 40,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,475,000 | 199,669,000 | 206,901,000 | 205,940,000 |
| Interest-bearing deposits | 157,414,000 | 155,469,000 | 158,296,000 | 156,963,000 |
| Noninterest-bearing deposits | 40,061,000 | 44,200,000 | 48,605,000 | 48,977,000 |
| Equity capital | 21,050,000 | 21,340,000 | 21,509,000 | 22,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,462,000 | 5,052,000 | 7,735,000 | 10,566,000 |
| Interest expense | 278,000 | 553,000 | 828,000 | 1,090,000 |
| Net interest income | 2,184,000 | 4,499,000 | 6,907,000 | 9,476,000 |
| Noninterest income | 518,000 | 1,234,000 | 1,644,000 | 2,118,000 |
| Noninterest expense | 1,264,000 | 2,600,000 | 4,359,000 | 5,720,000 |
| Provision for loan losses | 150,000 | 150,000 | -250,000 | -250,000 |
| Pretax income | 1,289,000 | 3,012,000 | 4,480,000 | 6,162,000 |
| Income tax | 24,000 | 58,000 | 82,000 | 108,000 |
| Net income | 1,265,000 | 2,954,000 | 4,398,000 | 6,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,707,000 | 21,395,000 | 21,506,000 | 22,161,000 |
| Total capital | 22,897,000 | 23,699,000 | 23,794,000 | 24,582,000 |
| Risk-weighted assets | 173,858,000 | 182,971,000 | 182,237,000 | 193,020,000 |