Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 219,764,000 | 218,244,000 | 228,161,000 | 239,932,000 |
| Total loans | 154,958,000 | 153,757,000 | 145,264,000 | 153,764,000 |
| Allowance for loan losses | 3,059,000 | 3,290,000 | 2,877,000 | 3,017,000 |
| Securities available for sale | 30,849,000 | 31,997,000 | 35,621,000 | 35,522,000 |
| Securities held to maturity | 1,981,000 | 988,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,253,000 | 187,419,000 | 197,725,000 | 210,455,000 |
| Interest-bearing deposits | 149,959,000 | 145,286,000 | 157,061,000 | 153,261,000 |
| Noninterest-bearing deposits | 39,294,000 | 42,133,000 | 40,664,000 | 57,194,000 |
| Equity capital | 19,732,000 | 19,971,000 | 20,515,000 | 20,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,501,000 | 5,309,000 | 7,835,000 | 10,156,000 |
| Interest expense | 360,000 | 680,000 | 988,000 | 1,275,000 |
| Net interest income | 2,141,000 | 4,629,000 | 6,847,000 | 8,881,000 |
| Noninterest income | 496,000 | 1,088,000 | 1,765,000 | 2,308,000 |
| Noninterest expense | 1,293,000 | 2,653,000 | 4,011,000 | 5,327,000 |
| Provision for loan losses | 300,000 | 600,000 | 700,000 | 850,000 |
| Pretax income | 1,034,000 | 2,463,000 | 3,900,000 | 5,017,000 |
| Income tax | 28,000 | 53,000 | 78,000 | 105,000 |
| Net income | 1,006,000 | 2,410,000 | 3,822,000 | 4,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,490,000 | 19,695,000 | 20,151,000 | 20,342,000 |
| Total capital | 21,660,000 | 21,859,000 | 22,213,000 | 22,535,000 |
| Risk-weighted assets | 172,698,000 | 172,857,000 | 164,170,000 | 174,636,000 |