Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 216,865,000 | 212,773,000 | 220,158,000 | 215,152,000 |
| Total loans | 147,340,000 | 149,537,000 | 153,702,000 | 157,967,000 |
| Allowance for loan losses | 2,906,000 | 3,010,000 | 2,787,000 | 2,929,000 |
| Securities available for sale | 27,412,000 | 22,979,000 | 25,759,000 | 25,917,000 |
| Securities held to maturity | 3,254,000 | 3,179,000 | 2,626,000 | 2,486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,714,000 | 182,406,000 | 189,967,000 | 184,909,000 |
| Interest-bearing deposits | 151,125,000 | 147,760,000 | 155,666,000 | 148,553,000 |
| Noninterest-bearing deposits | 34,589,000 | 34,646,000 | 34,301,000 | 36,356,000 |
| Equity capital | 19,199,000 | 19,354,000 | 19,415,000 | 19,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,528,000 | 5,048,000 | 7,581,000 | 10,329,000 |
| Interest expense | 488,000 | 943,000 | 1,364,000 | 1,753,000 |
| Net interest income | 2,040,000 | 4,105,000 | 6,217,000 | 8,576,000 |
| Noninterest income | 475,000 | 1,210,000 | 1,703,000 | 2,176,000 |
| Noninterest expense | 1,240,000 | 2,628,000 | 3,880,000 | 5,222,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,009,000 | 2,122,000 | 3,175,000 | 4,367,000 |
| Income tax | 34,000 | 59,000 | 84,000 | 105,000 |
| Net income | 975,000 | 2,063,000 | 3,091,000 | 4,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,097,000 | 19,185,000 | 19,214,000 | 19,385,000 |
| Total capital | 21,120,000 | 21,181,000 | 21,252,000 | 21,529,000 |
| Risk-weighted assets | 160,921,000 | 158,698,000 | 162,285,000 | 170,704,000 |