Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 207,097,000 | 221,143,000 | 227,637,000 | 219,733,000 |
| Total loans | 161,036,000 | 152,128,000 | 153,748,000 | 150,318,000 |
| Allowance for loan losses | 3,000,000 | 3,047,000 | 2,822,000 | 3,028,000 |
| Securities available for sale | 17,360,000 | 17,218,000 | 22,494,000 | 23,917,000 |
| Securities held to maturity | 3,193,000 | 3,142,000 | 2,875,000 | 3,254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,932,000 | 188,676,000 | 196,018,000 | 187,806,000 |
| Interest-bearing deposits | 142,558,000 | 153,843,000 | 163,820,000 | 153,581,000 |
| Noninterest-bearing deposits | 32,374,000 | 34,833,000 | 32,198,000 | 34,225,000 |
| Equity capital | 18,136,000 | 18,400,000 | 18,683,000 | 19,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,733,000 | 5,525,000 | 8,281,000 | 10,931,000 |
| Interest expense | 647,000 | 1,281,000 | 1,892,000 | 2,444,000 |
| Net interest income | 2,086,000 | 4,244,000 | 6,389,000 | 8,487,000 |
| Noninterest income | 389,000 | 871,000 | 1,178,000 | 1,822,000 |
| Noninterest expense | 1,205,000 | 2,520,000 | 3,790,000 | 5,123,000 |
| Provision for loan losses | 340,000 | 640,000 | 1,140,000 | 1,440,000 |
| Pretax income | 930,000 | 1,955,000 | 2,637,000 | 3,663,000 |
| Income tax | 20,000 | 38,000 | 60,000 | 81,000 |
| Net income | 910,000 | 1,917,000 | 2,577,000 | 3,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,050,000 | 18,257,000 | 18,417,000 | 18,923,000 |
| Total capital | 20,218,000 | 20,378,000 | 20,546,000 | 20,987,000 |
| Risk-weighted assets | 172,572,000 | 168,754,000 | 169,628,000 | 164,139,000 |