Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 196,137,000 | 197,787,000 | 200,100,000 | 202,136,000 |
| Total loans | 154,108,000 | 157,269,000 | 157,735,000 | 160,542,000 |
| Allowance for loan losses | 2,951,000 | 2,950,000 | 3,013,000 | 2,951,000 |
| Securities available for sale | 14,374,000 | 14,017,000 | 15,741,000 | 16,524,000 |
| Securities held to maturity | 2,575,000 | 2,540,000 | 3,442,000 | 3,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,682,000 | 168,636,000 | 170,192,000 | 172,152,000 |
| Interest-bearing deposits | 139,416,000 | 136,867,000 | 138,308,000 | 141,226,000 |
| Noninterest-bearing deposits | 28,266,000 | 31,769,000 | 31,884,000 | 30,927,000 |
| Equity capital | 17,319,000 | 17,827,000 | 17,879,000 | 17,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,779,000 | 5,463,000 | 8,610,000 | 11,432,000 |
| Interest expense | 856,000 | 1,660,000 | 2,398,000 | 3,100,000 |
| Net interest income | 1,923,000 | 3,803,000 | 6,212,000 | 8,332,000 |
| Noninterest income | 369,000 | 788,000 | 1,150,000 | 1,519,000 |
| Noninterest expense | 1,157,000 | 2,344,000 | 3,720,000 | 4,931,000 |
| Provision for loan losses | 200,000 | 440,000 | 1,080,000 | 1,320,000 |
| Pretax income | 933,000 | 1,805,000 | 2,530,000 | 3,569,000 |
| Income tax | 25,000 | 48,000 | 79,000 | 102,000 |
| Net income | 908,000 | 1,757,000 | 2,451,000 | 3,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,680,000 | 17,830,000 | 17,724,000 | 17,941,000 |
| Total capital | 19,766,000 | 19,945,000 | 19,846,000 | 20,094,000 |
| Risk-weighted assets | 165,987,000 | 168,430,000 | 168,833,000 | 171,428,000 |