Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 201,898,000 | 204,120,000 | 203,568,000 | 197,051,000 |
| Total loans | 150,491,000 | 155,433,000 | 161,725,000 | 157,274,000 |
| Allowance for loan losses | 3,485,000 | 3,360,000 | 2,997,000 | 2,969,000 |
| Securities available for sale | 17,685,000 | 17,894,000 | 15,148,000 | 15,804,000 |
| Securities held to maturity | 2,895,000 | 2,705,000 | 2,727,000 | 2,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,320,000 | 170,736,000 | 169,379,000 | 167,705,000 |
| Interest-bearing deposits | 139,811,000 | 141,167,000 | 139,766,000 | 138,787,000 |
| Noninterest-bearing deposits | 29,509,000 | 29,569,000 | 29,613,000 | 28,918,000 |
| Equity capital | 17,184,000 | 16,988,000 | 17,022,000 | 17,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,509,000 | 6,540,000 | 9,569,000 | 12,556,000 |
| Interest expense | 1,370,000 | 2,621,000 | 3,800,000 | 4,796,000 |
| Net interest income | 2,139,000 | 3,919,000 | 5,769,000 | 7,760,000 |
| Noninterest income | 460,000 | 790,000 | 1,197,000 | 1,543,000 |
| Noninterest expense | 1,119,000 | 2,244,000 | 3,376,000 | 4,478,000 |
| Provision for loan losses | 90,000 | 180,000 | 330,000 | 480,000 |
| Pretax income | 1,473,000 | 2,368,000 | 2,695,000 | 3,780,000 |
| Income tax | 10,000 | 23,000 | 64,000 | 79,000 |
| Net income | 1,463,000 | 2,345,000 | 2,631,000 | 3,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,135,000 | 17,016,000 | 17,303,000 | 17,573,000 |
| Total capital | 19,220,000 | 19,145,000 | 19,469,000 | 19,693,000 |
| Risk-weighted assets | 165,412,000 | 169,110,000 | 172,472,000 | 168,787,000 |