Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 199,326,000 | 199,666,000 | 194,822,000 | 196,257,000 |
| Total loans | 160,746,000 | 157,810,000 | 153,124,000 | 153,161,000 |
| Allowance for loan losses | 3,045,000 | 3,137,000 | 3,257,000 | 3,306,000 |
| Securities available for sale | 17,736,000 | 21,328,000 | 20,369,000 | 20,442,000 |
| Securities held to maturity | 4,237,000 | 3,727,000 | 4,035,000 | 2,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,727,000 | 169,745,000 | 164,960,000 | 167,524,000 |
| Interest-bearing deposits | 138,551,000 | 138,466,000 | 134,400,000 | 135,046,000 |
| Noninterest-bearing deposits | 31,176,000 | 31,280,000 | 30,560,000 | 32,477,000 |
| Equity capital | 17,041,000 | 17,156,000 | 17,134,000 | 17,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,606,000 | 7,292,000 | 10,765,000 | 14,147,000 |
| Interest expense | 1,455,000 | 2,978,000 | 4,434,000 | 5,851,000 |
| Net interest income | 2,151,000 | 4,314,000 | 6,331,000 | 8,296,000 |
| Noninterest income | 415,000 | 805,000 | 1,245,000 | 1,734,000 |
| Noninterest expense | 1,142,000 | 2,275,000 | 3,378,000 | 4,350,000 |
| Provision for loan losses | 70,000 | 160,000 | 250,000 | 340,000 |
| Pretax income | 1,354,000 | 2,684,000 | 3,948,000 | 5,340,000 |
| Income tax | 39,000 | 78,000 | 95,000 | 97,000 |
| Net income | 1,315,000 | 2,606,000 | 3,853,000 | 5,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,043,000 | 17,235,000 | 17,083,000 | 17,072,000 |
| Total capital | 19,231,000 | 19,410,000 | 19,187,000 | 19,165,000 |
| Risk-weighted assets | 173,197,000 | 171,627,000 | 166,041,000 | 166,195,000 |