Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 197,661,000 | 191,805,000 | 198,091,000 | 203,205,000 |
| Total loans | 156,405,000 | 150,161,000 | 158,390,000 | 164,275,000 |
| Allowance for loan losses | 3,390,000 | 3,299,000 | 3,183,000 | 3,095,000 |
| Securities available for sale | 14,890,000 | 16,235,000 | 18,426,000 | 16,846,000 |
| Securities held to maturity | 6,167,000 | 5,438,000 | 5,252,000 | 4,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,020,000 | 156,794,000 | 154,159,000 | 167,100,000 |
| Interest-bearing deposits | 125,728,000 | 123,504,000 | 124,536,000 | 135,278,000 |
| Noninterest-bearing deposits | 32,292,000 | 33,290,000 | 29,623,000 | 31,822,000 |
| Equity capital | 16,607,000 | 16,838,000 | 16,801,000 | 16,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,117,000 | 6,459,000 | 9,836,000 | 13,360,000 |
| Interest expense | 1,128,000 | 2,307,000 | 3,603,000 | 5,078,000 |
| Net interest income | 1,989,000 | 4,152,000 | 6,233,000 | 8,282,000 |
| Noninterest income | 368,000 | 776,000 | 1,346,000 | 1,738,000 |
| Noninterest expense | 1,142,000 | 2,237,000 | 3,428,000 | 4,472,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 1,215,000 | 2,691,000 | 4,151,000 | 5,528,000 |
| Income tax | 24,000 | 45,000 | 81,000 | 98,000 |
| Net income | 1,191,000 | 2,646,000 | 4,070,000 | 5,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,789,000 | 17,044,000 | 16,868,000 | 16,929,000 |
| Total capital | 18,912,000 | 19,096,000 | 19,021,000 | 19,156,000 |
| Risk-weighted assets | 168,565,000 | 162,444,000 | 170,882,000 | 176,664,000 |