Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 172,826,000 | 174,254,000 | 172,715,000 | 177,909,000 |
| Total loans | 145,574,000 | 149,573,000 | 146,348,000 | 144,982,000 |
| Allowance for loan losses | 2,797,000 | 2,922,000 | 2,848,000 | 2,997,000 |
| Securities available for sale | 8,876,000 | 10,323,000 | 8,926,000 | 10,891,000 |
| Securities held to maturity | 1,028,000 | 1,659,000 | 2,262,000 | 3,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,623,000 | 134,415,000 | 137,162,000 | 140,222,000 |
| Interest-bearing deposits | 115,653,000 | 114,251,000 | 118,853,000 | 116,082,000 |
| Noninterest-bearing deposits | 21,970,000 | 20,164,000 | 18,309,000 | 24,140,000 |
| Equity capital | 14,456,000 | 14,834,000 | 14,897,000 | 14,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,969,000 | 6,131,000 | 9,118,000 | 12,275,000 |
| Interest expense | 1,090,000 | 2,130,000 | 3,124,000 | 4,104,000 |
| Net interest income | 1,879,000 | 4,001,000 | 5,994,000 | 8,171,000 |
| Noninterest income | 312,000 | 616,000 | 948,000 | 1,380,000 |
| Noninterest expense | 823,000 | 1,830,000 | 2,728,000 | 3,707,000 |
| Provision for loan losses | 100,000 | 220,000 | 370,000 | 520,000 |
| Pretax income | 1,269,000 | 2,568,000 | 3,845,000 | 5,326,000 |
| Income tax | 16,000 | 32,000 | 48,000 | 64,000 |
| Net income | 1,253,000 | 2,536,000 | 3,797,000 | 5,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,303,000 | 14,586,000 | 14,647,000 | 14,647,000 |
| Total capital | 16,192,000 | 16,539,000 | 16,563,000 | 16,599,000 |
| Risk-weighted assets | 150,248,000 | 155,243,000 | 152,359,000 | 155,118,000 |