Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 175,536,000 | 165,170,000 | 179,737,000 | 173,718,000 |
| Total loans | 143,679,000 | 142,165,000 | 146,324,000 | 148,813,000 |
| Allowance for loan losses | 2,729,000 | 2,815,000 | 2,677,000 | 2,776,000 |
| Securities available for sale | 8,848,000 | 6,860,000 | 6,453,000 | 7,456,000 |
| Securities held to maturity | 1,656,000 | 1,512,000 | 1,210,000 | 1,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,144,000 | 134,798,000 | 143,865,000 | 138,238,000 |
| Interest-bearing deposits | 112,630,000 | 111,410,000 | 116,089,000 | 112,688,000 |
| Noninterest-bearing deposits | 29,514,000 | 23,388,000 | 27,776,000 | 25,550,000 |
| Equity capital | 13,730,000 | 13,693,000 | 14,159,000 | 14,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,441,000 | 6,802,000 | 10,240,000 | 13,891,000 |
| Interest expense | 1,722,000 | 3,263,000 | 4,740,000 | 6,006,000 |
| Net interest income | 1,719,000 | 3,539,000 | 5,500,000 | 7,885,000 |
| Noninterest income | 430,000 | 775,000 | 1,085,000 | 1,452,000 |
| Noninterest expense | 781,000 | 1,710,000 | 2,479,000 | 3,401,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 270,000 |
| Pretax income | 1,354,000 | 2,530,000 | 3,990,000 | 5,730,000 |
| Income tax | 16,000 | 32,000 | 48,000 | 65,000 |
| Net income | 1,338,000 | 2,498,000 | 3,942,000 | 5,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,525,000 | 13,482,000 | 13,926,000 | 14,350,000 |
| Total capital | 15,382,000 | 15,266,000 | 15,800,000 | 16,246,000 |
| Risk-weighted assets | 147,717,000 | 141,604,000 | 149,093,000 | 150,650,000 |