Call reports 2001
BUSINESS BANK, THE — 2001
What BUSINESS BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,953,000 | 73,322,000 | 75,501,000 | 84,137,000 |
| Total loans | 54,714,000 | 58,654,000 | 59,623,000 | 58,525,000 |
| Allowance for loan losses | 950,000 | 937,000 | 1,006,000 | 1,055,000 |
| Securities available for sale | 5,716,000 | 4,511,000 | 3,723,000 | 3,090,000 |
| Securities held to maturity | 1,711,000 | 2,442,000 | 2,834,000 | 2,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,525,000 | 62,796,000 | 64,679,000 | 72,393,000 |
| Interest-bearing deposits | 45,715,000 | 47,543,000 | 46,036,000 | 52,816,000 |
| Noninterest-bearing deposits | 14,810,000 | 15,254,000 | 18,643,000 | 19,577,000 |
| Equity capital | 7,328,000 | 7,550,000 | 7,859,000 | 8,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,475,000 | 2,907,000 | 4,369,000 | 5,775,000 |
| Interest expense | 575,000 | 1,124,000 | 1,669,000 | 2,160,000 |
| Net interest income | 900,000 | 1,783,000 | 2,700,000 | 3,615,000 |
| Noninterest income | 72,000 | 159,000 | 252,000 | 343,000 |
| Noninterest expense | 649,000 | 1,350,000 | 2,005,000 | 2,669,000 |
| Provision for loan losses | 46,000 | 89,000 | 135,000 | 186,000 |
| Pretax income | 277,000 | 503,000 | 812,000 | 1,103,000 |
| Income tax | 0 | 0 | 0 | -230,000 |
| Net income | 277,000 | 503,000 | 812,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,327,000 | 7,554,000 | 7,855,000 | 8,528,000 |
| Total capital | 8,005,000 | 8,288,000 | 8,608,000 | 9,287,000 |
| Risk-weighted assets | 53,963,000 | 58,539,000 | 60,170,000 | 60,416,000 |