Call reports 2025
WASHINGTON TRUST COMPANY, OF WESTERLY, THE — 2025
What WASHINGTON TRUST COMPANY, OF WESTERLY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 6,585,037,000 | 6,744,900,000 | 6,720,251,000 | 6,624,353,000 |
| Total loans | 5,118,819,000 | 5,176,217,000 | 5,154,189,000 | 5,170,746,000 |
| Allowance for loan losses | 41,056,000 | 41,059,000 | 36,576,000 | 37,236,000 |
| Securities available for sale | 917,545,000 | 971,341,000 | 962,466,000 | 940,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 39,103,000 | 32,623,000 | 29,388,000 | 27,791,000 |
| Total deposits | 5,044,462,000 | 5,048,504,000 | 5,230,054,000 | 5,276,842,000 |
| Interest-bearing deposits | 4,415,619,000 | 4,398,940,000 | 4,551,815,000 | 4,675,388,000 |
| Noninterest-bearing deposits | 628,843,000 | 649,564,000 | 678,239,000 | 601,454,000 |
| Equity capital | 538,123,000 | 544,285,000 | 546,466,000 | 557,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 83,739,000 | 166,189,000 | 251,104,000 | 333,355,000 |
| Interest expense | 46,970,000 | 91,890,000 | 137,625,000 | 178,794,000 |
| Net interest income | 36,769,000 | 74,299,000 | 113,479,000 | 154,561,000 |
| Noninterest income | 22,633,000 | 39,691,000 | 57,316,000 | 75,806,000 |
| Noninterest expense | 42,012,000 | 78,445,000 | 114,076,000 | 151,947,000 |
| Provision for loan losses | 1,400,000 | 2,050,000 | 9,000,000 | 9,500,000 |
| Pretax income | 16,190,000 | 33,745,000 | 48,119,000 | 69,220,000 |
| Income tax | 3,599,000 | 7,576,000 | 10,762,000 | 15,544,000 |
| Net income | 12,591,000 | 26,169,000 | 37,357,000 | 53,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 571,388,000 | 574,473,000 | 563,508,000 | 569,486,000 |
| Total capital | 613,684,000 | 616,722,000 | 601,124,000 | 607,862,000 |
| Risk-weighted assets | 4,715,227,000 | 4,759,794,000 | 4,721,810,000 | 4,751,797,000 |