Call reports 2015
WASHINGTON TRUST COMPANY, OF WESTERLY, THE — 2015
What WASHINGTON TRUST COMPANY, OF WESTERLY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,600,026,000 | 3,642,278,000 | 3,673,030,000 | 3,770,559,000 |
| Total loans | 2,927,709,000 | 2,965,973,000 | 2,981,723,000 | 3,051,681,000 |
| Allowance for loan losses | 27,810,000 | 27,587,000 | 27,161,000 | 27,069,000 |
| Securities available for sale | 344,999,000 | 355,542,000 | 327,289,000 | 379,318,000 |
| Securities held to maturity | 24,025,000 | 22,523,000 | 21,141,000 | 20,023,000 |
| Trading assets | 7,462,000 | 5,332,000 | 10,515,000 | 8,083,000 |
| Total deposits | 2,786,346,000 | 2,741,716,000 | 2,839,261,000 | 2,937,766,000 |
| Interest-bearing deposits | 2,354,045,000 | 2,309,215,000 | 2,363,931,000 | 2,458,857,000 |
| Noninterest-bearing deposits | 432,301,000 | 432,501,000 | 475,330,000 | 478,909,000 |
| Equity capital | 371,085,000 | 376,945,000 | 391,343,000 | 396,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 32,084,000 | 64,557,000 | 97,263,000 | 130,055,000 |
| Interest expense | 6,141,000 | 12,345,000 | 18,823,000 | 25,203,000 |
| Net interest income | 25,943,000 | 52,212,000 | 78,440,000 | 104,852,000 |
| Noninterest income | 13,924,000 | 29,084,000 | 42,889,000 | 57,956,000 |
| Noninterest expense | 23,293,000 | 47,498,000 | 71,573,000 | 95,971,000 |
| Provision for loan losses | 0 | 100,000 | 300,000 | 1,050,000 |
| Pretax income | 16,574,000 | 33,698,000 | 49,456,000 | 65,787,000 |
| Income tax | 5,312,000 | 10,780,000 | 15,948,000 | 21,373,000 |
| Net income | 11,262,000 | 22,918,000 | 33,508,000 | 44,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 319,528,000 | 326,787,000 | 332,694,000 | 339,363,000 |
| Total capital | 347,674,000 | 354,710,000 | 360,083,000 | 366,676,000 |
| Risk-weighted assets | 2,752,336,000 | 2,807,664,000 | 2,820,183,000 | 2,920,946,000 |