Call reports 2012
WASHINGTON TRUST COMPANY, OF WESTERLY, THE — 2012
What WASHINGTON TRUST COMPANY, OF WESTERLY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,024,267,000 | 3,037,083,000 | 3,044,725,000 | 3,068,494,000 |
| Total loans | 2,171,942,000 | 2,237,372,000 | 2,292,106,000 | 2,344,059,000 |
| Allowance for loan losses | 30,045,000 | 30,448,000 | 30,752,000 | 30,873,000 |
| Securities available for sale | 513,012,000 | 472,945,000 | 443,753,000 | 394,540,000 |
| Securities held to maturity | 49,471,000 | 47,027,000 | 43,569,000 | 40,381,000 |
| Trading assets | 4,279,000 | 4,225,000 | 4,115,000 | 3,851,000 |
| Total deposits | 2,147,249,000 | 2,132,181,000 | 2,236,573,000 | 2,314,377,000 |
| Interest-bearing deposits | 1,811,729,000 | 1,808,965,000 | 1,882,329,000 | 1,932,742,000 |
| Noninterest-bearing deposits | 335,520,000 | 323,216,000 | 354,244,000 | 381,635,000 |
| Equity capital | 316,059,000 | 320,889,000 | 326,354,000 | 323,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 30,530,000 | 60,719,000 | 90,969,000 | 121,058,000 |
| Interest expense | 7,754,000 | 15,141,000 | 22,262,000 | 28,795,000 |
| Net interest income | 22,776,000 | 45,578,000 | 68,707,000 | 92,263,000 |
| Noninterest income | 14,124,000 | 29,817,000 | 46,551,000 | 63,363,000 |
| Noninterest expense | 23,064,000 | 48,103,000 | 74,211,000 | 101,788,000 |
| Provision for loan losses | 900,000 | 1,500,000 | 2,100,000 | 2,700,000 |
| Pretax income | 12,727,000 | 25,882,000 | 39,037,000 | 52,141,000 |
| Income tax | 4,020,000 | 8,201,000 | 12,203,000 | 16,236,000 |
| Net income | 8,707,000 | 17,681,000 | 26,834,000 | 35,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 254,003,000 | 259,571,000 | 265,194,000 | 270,778,000 |
| Total capital | 281,151,000 | 287,344,000 | 293,508,000 | 299,503,000 |
| Risk-weighted assets | 2,161,263,000 | 2,218,958,000 | 2,262,439,000 | 2,295,639,000 |