Call reports 2009
WASHINGTON TRUST COMPANY, OF WESTERLY, THE — 2009
What WASHINGTON TRUST COMPANY, OF WESTERLY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,945,313,000 | 2,917,549,000 | 2,885,876,000 | 2,882,295,000 |
| Total loans | 1,873,391,000 | 1,897,393,000 | 1,913,664,000 | 1,929,577,000 |
| Allowance for loan losses | 24,498,000 | 26,051,000 | 26,431,000 | 27,400,000 |
| Securities available for sale | 835,343,000 | 779,332,000 | 736,910,000 | 696,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,885,508,000 | 1,884,863,000 | 1,895,261,000 | 1,923,627,000 |
| Interest-bearing deposits | 1,713,348,000 | 1,695,889,000 | 1,695,458,000 | 1,728,964,000 |
| Noninterest-bearing deposits | 172,160,000 | 188,974,000 | 199,803,000 | 194,663,000 |
| Equity capital | 268,752,000 | 272,061,000 | 282,428,000 | 284,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 33,456,000 | 66,033,000 | 98,221,000 | 129,629,000 |
| Interest expense | 17,015,000 | 32,853,000 | 47,770,000 | 61,788,000 |
| Net interest income | 16,441,000 | 33,180,000 | 50,451,000 | 67,841,000 |
| Noninterest income | 9,745,000 | 21,619,000 | 33,090,000 | 44,589,000 |
| Noninterest expense | 18,024,000 | 38,157,000 | 57,219,000 | 76,394,000 |
| Provision for loan losses | 1,700,000 | 4,700,000 | 6,500,000 | 8,500,000 |
| Pretax income | 4,528,000 | 10,265,000 | 17,678,000 | 24,713,000 |
| Income tax | 1,370,000 | 3,017,000 | 5,097,000 | 7,138,000 |
| Net income | 3,158,000 | 7,248,000 | 12,581,000 | 17,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,438,000 | 213,043,000 | 216,146,000 | 217,729,000 |
| Total capital | 235,648,000 | 237,531,000 | 240,761,000 | 242,536,000 |
| Risk-weighted assets | 1,936,246,000 | 1,957,132,000 | 1,967,093,000 | 1,968,379,000 |