Call reports 2006
WASHINGTON TRUST COMPANY, OF WESTERLY, THE — 2006
What WASHINGTON TRUST COMPANY, OF WESTERLY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,432,005,000 | 2,431,537,000 | 2,402,410,000 | 2,398,296,000 |
| Total loans | 1,420,993,000 | 1,432,670,000 | 1,431,397,000 | 1,462,134,000 |
| Allowance for loan losses | 18,247,000 | 18,480,000 | 18,645,000 | 18,894,000 |
| Securities available for sale | 621,916,000 | 627,081,000 | 582,632,000 | 527,420,000 |
| Securities held to maturity | 165,157,000 | 160,458,000 | 160,844,000 | 177,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,662,618,000 | 1,672,984,000 | 1,702,176,000 | 1,678,623,000 |
| Interest-bearing deposits | 1,479,275,000 | 1,486,570,000 | 1,510,857,000 | 1,491,464,000 |
| Noninterest-bearing deposits | 183,343,000 | 186,414,000 | 191,319,000 | 187,159,000 |
| Equity capital | 184,941,000 | 186,686,000 | 202,584,000 | 202,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 31,428,000 | 63,975,000 | 97,751,000 | 131,129,000 |
| Interest expense | 15,615,000 | 32,547,000 | 50,059,000 | 68,000,000 |
| Net interest income | 15,813,000 | 31,428,000 | 47,692,000 | 63,129,000 |
| Noninterest income | 9,420,000 | 20,122,000 | 31,160,000 | 41,769,000 |
| Noninterest expense | 15,753,000 | 33,164,000 | 49,761,000 | 65,671,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 9,239,000 | 18,610,000 | 28,650,000 | 38,470,000 |
| Income tax | 2,960,000 | 5,961,000 | 9,220,000 | 12,543,000 |
| Net income | 6,279,000 | 12,649,000 | 19,430,000 | 25,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,330,000 | 140,147,000 | 145,333,000 | 147,738,000 |
| Total capital | 156,154,000 | 161,132,000 | 165,592,000 | 168,235,000 |
| Risk-weighted assets | 1,425,690,000 | 1,451,369,000 | 1,433,557,000 | 1,468,318,000 |