Call reports 2004
FIRST STATE BANK, THE — 2004
What FIRST STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 87,409,000 | 89,796,000 | 90,909,000 |
| Total loans | 60,360,000 | 62,574,000 | 63,099,000 |
| Allowance for loan losses | 186,000 | 184,000 | 176,000 |
| Securities available for sale | 17,224,000 | 16,931,000 | 16,331,000 |
| Securities held to maturity | 210,000 | 210,000 | 134,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 79,785,000 | 82,414,000 | 82,967,000 |
| Interest-bearing deposits | 63,467,000 | 61,132,000 | 61,134,000 |
| Noninterest-bearing deposits | 16,318,000 | 21,282,000 | 21,833,000 |
| Equity capital | 7,145,000 | 6,900,000 | 7,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 1,135,000 | 2,320,000 | 3,504,000 |
| Interest expense | 175,000 | 352,000 | 537,000 |
| Net interest income | 960,000 | 1,968,000 | 2,967,000 |
| Noninterest income | 242,000 | 505,000 | 805,000 |
| Noninterest expense | 1,002,000 | 2,018,000 | 3,079,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 231,000 | 486,000 | 724,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 231,000 | 486,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 6,877,000 | 7,133,000 | 7,370,000 |
| Total capital | 7,063,000 | 7,317,000 | 7,546,000 |
| Risk-weighted assets | 58,652,000 | 60,738,000 | 61,334,000 |