Call reports 2003
FIRST STATE BANK, THE — 2003
What FIRST STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 77,826,000 | 80,190,000 | 79,019,000 | 82,836,000 |
| Total loans | 50,947,000 | 54,721,000 | 56,281,000 | 58,077,000 |
| Allowance for loan losses | 162,000 | 169,000 | 182,000 | 185,000 |
| Securities available for sale | 16,809,000 | 17,762,000 | 14,768,000 | 13,622,000 |
| Securities held to maturity | 262,000 | 262,000 | 211,000 | 211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,359,000 | 72,662,000 | 72,134,000 | 75,738,000 |
| Interest-bearing deposits | 57,946,000 | 57,900,000 | 55,735,000 | 59,096,000 |
| Noninterest-bearing deposits | 13,413,000 | 14,762,000 | 16,399,000 | 16,642,000 |
| Equity capital | 6,263,000 | 6,698,000 | 6,720,000 | 6,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,111,000 | 2,267,000 | 3,395,000 | 4,511,000 |
| Interest expense | 206,000 | 403,000 | 575,000 | 739,000 |
| Net interest income | 905,000 | 1,864,000 | 2,820,000 | 3,772,000 |
| Noninterest income | 181,000 | 391,000 | 607,000 | 836,000 |
| Noninterest expense | 848,000 | 1,694,000 | 2,591,000 | 3,622,000 |
| Provision for loan losses | 20,000 | 40,000 | 71,000 | 88,000 |
| Pretax income | 249,000 | 551,000 | 810,000 | 943,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 249,000 | 551,000 | 810,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,953,000 | 6,255,000 | 6,514,000 | 6,647,000 |
| Total capital | 6,115,000 | 6,424,000 | 6,696,000 | 6,832,000 |
| Risk-weighted assets | 50,360,000 | 53,555,000 | 53,967,000 | 56,206,000 |