Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 71,478,000 | 71,805,000 | 78,048,000 | 75,722,000 |
| Total loans | 49,232,000 | 50,017,000 | 50,088,000 | 51,771,000 |
| Allowance for loan losses | 173,000 | 198,000 | 177,000 | 188,000 |
| Securities available for sale | 16,210,000 | 15,366,000 | 15,377,000 | 17,162,000 |
| Securities held to maturity | 565,000 | 530,000 | 319,000 | 276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,812,000 | 65,711,000 | 71,681,000 | 68,039,000 |
| Interest-bearing deposits | 52,129,000 | 53,097,000 | 58,593,000 | 54,836,000 |
| Noninterest-bearing deposits | 13,683,000 | 12,614,000 | 13,088,000 | 13,203,000 |
| Equity capital | 5,406,000 | 5,850,000 | 6,111,000 | 6,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,210,000 | 2,412,000 | 3,585,000 | 4,762,000 |
| Interest expense | 297,000 | 575,000 | 839,000 | 1,083,000 |
| Net interest income | 913,000 | 1,837,000 | 2,746,000 | 3,679,000 |
| Noninterest income | 152,000 | 323,000 | 491,000 | 681,000 |
| Noninterest expense | 698,000 | 1,467,000 | 2,246,000 | 3,160,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 70,000 |
| Pretax income | 385,000 | 681,000 | 993,000 | 1,162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 385,000 | 681,000 | 993,000 | 1,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,342,000 | 5,517,000 | 5,703,000 | 5,804,000 |
| Total capital | 5,515,000 | 5,715,000 | 5,880,000 | 5,992,000 |
| Risk-weighted assets | 47,676,000 | 48,210,000 | 48,622,000 | 49,979,000 |