Call reports 2001
FIRST STATE BANK, THE — 2001
What FIRST STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 61,128,000 | 68,324,000 | 65,459,000 | 66,753,000 |
| Total loans | 39,607,000 | 42,930,000 | 43,936,000 | 45,232,000 |
| Allowance for loan losses | 131,000 | 148,000 | 147,000 | 165,000 |
| Securities available for sale | 14,757,000 | 13,088,000 | 15,218,000 | 14,138,000 |
| Securities held to maturity | 788,000 | 729,000 | 648,000 | 615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,979,000 | 63,071,000 | 58,832,000 | 60,841,000 |
| Interest-bearing deposits | 45,462,000 | 50,086,000 | 47,074,000 | 48,780,000 |
| Noninterest-bearing deposits | 10,517,000 | 12,985,000 | 11,759,000 | 12,061,000 |
| Equity capital | 4,878,000 | 5,051,000 | 5,308,000 | 5,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,520,000 | 3,794,000 | 5,026,000 |
| Interest expense | 489,000 | 957,000 | 1,402,000 | 1,754,000 |
| Net interest income | 729,000 | 1,563,000 | 2,392,000 | 3,272,000 |
| Noninterest income | 118,000 | 252,000 | 408,000 | 564,000 |
| Noninterest expense | 629,000 | 1,272,000 | 1,932,000 | 2,669,000 |
| Provision for loan losses | 0 | 21,000 | 246,000 | 271,000 |
| Pretax income | 223,000 | 540,000 | 640,000 | 933,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 223,000 | 540,000 | 640,000 | 933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,681,000 | 4,878,000 | 4,934,000 | 5,107,000 |
| Total capital | 4,812,000 | 5,026,000 | 5,081,000 | 5,272,000 |
| Risk-weighted assets | 38,403,000 | 42,742,000 | 43,198,000 | 44,192,000 |