Call reports 2001
MERCANTILE BANK TEXAS — 2001
What MERCANTILE BANK TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 128,778,000 | 132,414,000 | 140,006,000 | 152,292,000 |
| Total loans | 82,270,000 | 90,062,000 | 93,635,000 | 90,043,000 |
| Allowance for loan losses | 850,000 | 902,000 | 913,000 | 954,000 |
| Securities available for sale | 16,253,000 | 18,072,000 | 22,754,000 | 22,858,000 |
| Securities held to maturity | 3,592,000 | 2,381,000 | 2,190,000 | 1,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,705,000 | 118,631,000 | 125,337,000 | 138,105,000 |
| Interest-bearing deposits | 86,221,000 | 87,012,000 | 89,930,000 | 90,068,000 |
| Noninterest-bearing deposits | 29,484,000 | 31,619,000 | 35,407,000 | 48,037,000 |
| Equity capital | 11,298,000 | 11,690,000 | 12,066,000 | 12,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,427,000 | 4,938,000 | 7,406,000 | 9,597,000 |
| Interest expense | 890,000 | 1,687,000 | 2,400,000 | 2,898,000 |
| Net interest income | 1,537,000 | 3,251,000 | 5,006,000 | 6,699,000 |
| Noninterest income | 129,000 | 281,000 | 453,000 | 621,000 |
| Noninterest expense | 1,141,000 | 2,367,000 | 3,710,000 | 5,124,000 |
| Provision for loan losses | 105,000 | 154,000 | 212,000 | 251,000 |
| Pretax income | 463,000 | 1,054,000 | 1,580,000 | 1,988,000 |
| Income tax | 156,000 | 347,000 | 528,000 | 665,000 |
| Net income | 307,000 | 707,000 | 1,052,000 | 1,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,130,000 | 11,529,000 | 11,874,000 | 12,145,000 |
| Total capital | 11,980,000 | 12,431,000 | 12,787,000 | 13,099,000 |
| Risk-weighted assets | 92,201,000 | 100,936,000 | 103,241,000 | 102,889,000 |