Call reports 2001
FIRST NATIONAL BANK OF ONAGA — 2001
What FIRST NATIONAL BANK OF ONAGA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 129,278,000 | 129,214,000 | 138,613,000 | 158,738,000 |
| Total loans | 81,052,000 | 84,791,000 | 87,921,000 | 101,275,000 |
| Allowance for loan losses | 912,000 | 986,000 | 1,058,000 | 1,136,000 |
| Securities available for sale | 40,390,000 | 35,301,000 | 39,716,000 | 47,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,374,000 | 97,942,000 | 101,215,000 | 117,826,000 |
| Interest-bearing deposits | 83,018,000 | 85,280,000 | 87,788,000 | 95,958,000 |
| Noninterest-bearing deposits | 13,356,000 | 12,662,000 | 13,427,000 | 21,869,000 |
| Equity capital | 9,764,000 | 10,093,000 | 10,678,000 | 11,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,353,000 | 4,707,000 | 6,988,000 | 9,234,000 |
| Interest expense | 1,183,000 | 2,386,000 | 3,546,000 | 4,638,000 |
| Net interest income | 1,170,000 | 2,321,000 | 3,442,000 | 4,596,000 |
| Noninterest income | 795,000 | 1,815,000 | 2,755,000 | 3,817,000 |
| Noninterest expense | 1,249,000 | 2,618,000 | 4,016,000 | 5,583,000 |
| Provision for loan losses | 74,000 | 148,000 | 224,000 | 302,000 |
| Pretax income | 670,000 | 1,404,000 | 1,993,000 | 2,623,000 |
| Income tax | 247,000 | 517,000 | 734,000 | 966,000 |
| Net income | 423,000 | 887,000 | 1,259,000 | 1,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,009,000 | 9,403,000 | 9,729,000 | 11,683,000 |
| Total capital | 9,921,000 | 10,389,000 | 10,787,000 | 12,819,000 |
| Risk-weighted assets | 89,060,000 | 94,785,000 | 99,210,000 | 111,114,000 |