Call reports 2020
TRADERS & FARMERS BANK — 2020
What TRADERS & FARMERS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Total assets | 364,232,000 | 379,039,000 |
| Total loans | 162,460,000 | 158,680,000 |
| Allowance for loan losses | 1,996,000 | 2,118,000 |
| Securities available for sale | 156,512,000 | 188,213,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 292,489,000 | 348,222,000 |
| Interest-bearing deposits | 222,445,000 | 232,238,000 |
| Noninterest-bearing deposits | 70,044,000 | 115,984,000 |
| Equity capital | 61,240,000 | 28,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Interest income | 3,514,000 | 6,544,000 |
| Interest expense | 620,000 | 1,766,000 |
| Net interest income | 2,894,000 | 4,778,000 |
| Noninterest income | 170,000 | 200,000 |
| Noninterest expense | 2,638,000 | 8,545,000 |
| Provision for loan losses | 15,000 | 182,000 |
| Pretax income | 1,082,000 | -2,745,000 |
| Income tax | 224,000 | -764,000 |
| Net income | 858,000 | -1,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Tier 1 capital | 60,569,000 | 27,091,000 |
| Total capital | 62,565,000 | 29,209,000 |
| Risk-weighted assets | 191,194,000 | 178,191,000 |