Call reports 2019
TRADERS & FARMERS BANK — 2019
What TRADERS & FARMERS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 370,511,000 | 370,697,000 | 367,274,000 | 366,379,000 |
| Total loans | 170,158,000 | 166,081,000 | 167,157,000 | 164,523,000 |
| Allowance for loan losses | 2,036,000 | 2,026,000 | 2,073,000 | 2,020,000 |
| Securities available for sale | 166,645,000 | 172,199,000 | 174,560,000 | 174,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,997,000 | 293,591,000 | 288,508,000 | 288,635,000 |
| Interest-bearing deposits | 223,348,000 | 222,523,000 | 217,016,000 | 221,066,000 |
| Noninterest-bearing deposits | 71,649,000 | 71,068,000 | 71,492,000 | 67,569,000 |
| Equity capital | 55,048,000 | 58,539,000 | 60,707,000 | 59,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,672,000 | 7,382,000 | 11,188,000 | 14,873,000 |
| Interest expense | 609,000 | 1,228,000 | 1,858,000 | 2,522,000 |
| Net interest income | 3,063,000 | 6,154,000 | 9,330,000 | 12,351,000 |
| Noninterest income | 179,000 | 401,000 | 670,000 | 962,000 |
| Noninterest expense | 2,328,000 | 4,782,000 | 7,101,000 | 9,687,000 |
| Provision for loan losses | 30,000 | 60,000 | 155,000 | 200,000 |
| Pretax income | 884,000 | 1,760,000 | 2,791,000 | 3,470,000 |
| Income tax | 151,000 | 301,000 | 528,000 | 635,000 |
| Net income | 733,000 | 1,459,000 | 2,263,000 | 2,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,761,000 | 59,366,000 | 60,660,000 | 59,738,000 |
| Total capital | 60,797,000 | 61,392,000 | 62,733,000 | 61,758,000 |
| Risk-weighted assets | 211,366,000 | 209,407,000 | 208,672,000 | 209,964,000 |