Call reports 2018
TRADERS & FARMERS BANK — 2018
What TRADERS & FARMERS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 366,304,000 | 362,876,000 | 355,993,000 | 358,656,000 |
| Total loans | 167,693,000 | 170,326,000 | 170,531,000 | 169,903,000 |
| Allowance for loan losses | 2,393,000 | 2,193,000 | 2,012,000 | 2,013,000 |
| Securities available for sale | 161,271,000 | 161,605,000 | 155,044,000 | 157,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,411,000 | 291,989,000 | 287,372,000 | 285,915,000 |
| Interest-bearing deposits | 225,792,000 | 222,542,000 | 219,661,000 | 219,666,000 |
| Noninterest-bearing deposits | 67,619,000 | 69,447,000 | 67,711,000 | 66,249,000 |
| Equity capital | 50,920,000 | 50,016,000 | 48,496,000 | 51,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,571,000 | 7,225,000 | 10,928,000 | 14,582,000 |
| Interest expense | 574,000 | 1,147,000 | 1,726,000 | 2,329,000 |
| Net interest income | 2,997,000 | 6,078,000 | 9,202,000 | 12,253,000 |
| Noninterest income | 242,000 | 502,000 | 619,000 | 871,000 |
| Noninterest expense | 2,409,000 | 4,847,000 | 7,346,000 | 9,898,000 |
| Provision for loan losses | 30,000 | 61,000 | 91,000 | 150,000 |
| Pretax income | 796,000 | 1,668,000 | 2,376,000 | 3,068,000 |
| Income tax | 121,000 | 276,000 | 394,000 | 32,000 |
| Net income | 675,000 | 1,392,000 | 1,982,000 | 3,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,639,000 | 58,199,000 | 58,665,000 | 58,756,000 |
| Total capital | 60,032,000 | 60,392,000 | 60,677,000 | 60,769,000 |
| Risk-weighted assets | 212,550,000 | 212,684,000 | 210,904,000 | 208,957,000 |