Call reports 2017
TRADERS & FARMERS BANK — 2017
What TRADERS & FARMERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 380,746,000 | 378,328,000 | 371,903,000 | 365,283,000 |
| Total loans | 164,007,000 | 165,733,000 | 166,452,000 | 169,023,000 |
| Allowance for loan losses | 2,267,000 | 2,307,000 | 2,479,000 | 2,403,000 |
| Securities available for sale | 182,272,000 | 183,985,000 | 172,641,000 | 169,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,281,000 | 297,805,000 | 292,482,000 | 289,655,000 |
| Interest-bearing deposits | 235,899,000 | 231,230,000 | 226,169,000 | 224,166,000 |
| Noninterest-bearing deposits | 66,382,000 | 66,575,000 | 66,313,000 | 65,489,000 |
| Equity capital | 51,499,000 | 54,712,000 | 54,994,000 | 52,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,616,000 | 7,281,000 | 10,926,000 | 14,588,000 |
| Interest expense | 669,000 | 1,320,000 | 1,933,000 | 2,507,000 |
| Net interest income | 2,947,000 | 5,961,000 | 8,993,000 | 12,081,000 |
| Noninterest income | 126,000 | 553,000 | 980,000 | 1,332,000 |
| Noninterest expense | 2,333,000 | 4,776,000 | 7,144,000 | 9,638,000 |
| Provision for loan losses | 56,000 | 236,000 | 462,000 | 664,000 |
| Pretax income | 684,000 | 1,550,000 | 2,521,000 | 3,286,000 |
| Income tax | 91,000 | 248,000 | 430,000 | 673,000 |
| Net income | 593,000 | 1,302,000 | 2,091,000 | 2,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,118,000 | 56,698,000 | 57,362,000 | 57,757,000 |
| Total capital | 58,385,000 | 59,005,000 | 59,841,000 | 60,160,000 |
| Risk-weighted assets | 216,522,000 | 210,585,000 | 209,911,000 | 211,465,000 |