Call reports 2014
TRADERS & FARMERS BANK — 2014
What TRADERS & FARMERS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 358,409,000 | 361,260,000 | 360,786,000 | 361,880,000 |
| Total loans | 163,112,000 | 165,418,000 | 167,079,000 | 166,882,000 |
| Allowance for loan losses | 2,104,000 | 2,234,000 | 2,337,000 | 2,449,000 |
| Securities available for sale | 159,673,000 | 162,345,000 | 165,034,000 | 161,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,850,000 | 286,258,000 | 283,398,000 | 281,631,000 |
| Interest-bearing deposits | 236,484,000 | 235,814,000 | 231,686,000 | 231,508,000 |
| Noninterest-bearing deposits | 51,366,000 | 50,444,000 | 51,712,000 | 50,123,000 |
| Equity capital | 41,655,000 | 46,045,000 | 48,359,000 | 51,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,820,000 | 7,842,000 | 11,798,000 | 15,733,000 |
| Interest expense | 810,000 | 1,601,000 | 2,377,000 | 3,140,000 |
| Net interest income | 3,010,000 | 6,241,000 | 9,421,000 | 12,593,000 |
| Noninterest income | 353,000 | 918,000 | 1,403,000 | 1,869,000 |
| Noninterest expense | 2,311,000 | 4,695,000 | 7,087,000 | 9,523,000 |
| Provision for loan losses | 85,000 | 207,000 | 312,000 | 467,000 |
| Pretax income | 972,000 | 2,279,000 | 3,471,000 | 4,528,000 |
| Income tax | 183,000 | 465,000 | 738,000 | 967,000 |
| Net income | 789,000 | 1,814,000 | 2,733,000 | 3,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,480,000 | 51,925,000 | 53,022,000 | 53,270,000 |
| Total capital | 52,584,000 | 54,159,000 | 55,359,000 | 55,719,000 |
| Risk-weighted assets | 207,152,000 | 205,341,000 | 205,860,000 | 204,160,000 |