Call reports 2013
TRADERS & FARMERS BANK — 2013
What TRADERS & FARMERS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 362,775,000 | 358,494,000 | 352,666,000 | 351,764,000 |
| Total loans | 166,439,000 | 168,048,000 | 165,430,000 | 164,079,000 |
| Allowance for loan losses | 2,107,000 | 2,254,000 | 2,066,000 | 2,160,000 |
| Securities available for sale | 162,857,000 | 151,613,000 | 151,521,000 | 151,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,815,000 | 287,754,000 | 283,379,000 | 284,862,000 |
| Interest-bearing deposits | 238,718,000 | 239,643,000 | 237,703,000 | 239,796,000 |
| Noninterest-bearing deposits | 45,097,000 | 48,111,000 | 45,676,000 | 45,066,000 |
| Equity capital | 49,893,000 | 41,822,000 | 40,489,000 | 38,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,925,000 | 7,902,000 | 11,823,000 | 15,771,000 |
| Interest expense | 942,000 | 1,874,000 | 2,764,000 | 3,598,000 |
| Net interest income | 2,983,000 | 6,028,000 | 9,059,000 | 12,173,000 |
| Noninterest income | 389,000 | 734,000 | 1,015,000 | 1,380,000 |
| Noninterest expense | 2,347,000 | 4,672,000 | 7,083,000 | 9,608,000 |
| Provision for loan losses | 752,000 | 1,002,000 | 1,977,000 | 2,452,000 |
| Pretax income | 797,000 | 1,949,000 | 1,875,000 | 2,395,000 |
| Income tax | 119,000 | 371,000 | 260,000 | 315,000 |
| Net income | 678,000 | 1,578,000 | 1,615,000 | 2,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,357,000 | 50,439,000 | 49,710,000 | 48,661,000 |
| Total capital | 52,464,000 | 52,693,000 | 51,776,000 | 50,821,000 |
| Risk-weighted assets | 203,743,000 | 210,814,000 | 209,203,000 | 208,969,000 |