Call reports 2012
TRADERS & FARMERS BANK — 2012
What TRADERS & FARMERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 372,172,000 | 369,890,000 | 366,487,000 | 362,019,000 |
| Total loans | 167,133,000 | 165,218,000 | 164,064,000 | 163,985,000 |
| Allowance for loan losses | 2,622,000 | 3,118,000 | 2,112,000 | 2,185,000 |
| Securities available for sale | 169,718,000 | 144,432,000 | 168,171,000 | 163,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,137,000 | 289,342,000 | 285,714,000 | 281,348,000 |
| Interest-bearing deposits | 246,085,000 | 244,669,000 | 240,203,000 | 240,333,000 |
| Noninterest-bearing deposits | 47,052,000 | 44,673,000 | 45,511,000 | 41,015,000 |
| Equity capital | 49,571,000 | 51,561,000 | 51,701,000 | 51,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,507,000 | 8,924,000 | 13,093,000 | 17,255,000 |
| Interest expense | 1,186,000 | 2,299,000 | 3,357,000 | 4,368,000 |
| Net interest income | 3,321,000 | 6,625,000 | 9,736,000 | 12,887,000 |
| Noninterest income | 222,000 | 561,000 | 946,000 | 1,248,000 |
| Noninterest expense | 2,430,000 | 4,815,000 | 7,107,000 | 9,578,000 |
| Provision for loan losses | 129,000 | 829,000 | 1,829,000 | 2,269,000 |
| Pretax income | 1,200,000 | 2,368,000 | 3,336,000 | 3,894,000 |
| Income tax | 263,000 | 518,000 | 644,000 | 764,000 |
| Net income | 937,000 | 1,850,000 | 2,692,000 | 3,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,696,000 | 49,517,000 | 50,237,000 | 50,541,000 |
| Total capital | 51,253,000 | 52,021,000 | 52,349,000 | 52,726,000 |
| Risk-weighted assets | 204,476,000 | 199,772,000 | 197,897,000 | 199,946,000 |