Call reports 2011
TRADERS & FARMERS BANK — 2011
What TRADERS & FARMERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 361,991,000 | 368,802,000 | 367,313,000 | 366,570,000 |
| Total loans | 179,321,000 | 175,366,000 | 169,261,000 | 168,250,000 |
| Allowance for loan losses | 2,624,000 | 2,612,000 | 2,626,000 | 2,629,000 |
| Securities available for sale | 141,493,000 | 154,458,000 | 150,444,000 | 164,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,789,000 | 292,614,000 | 287,763,000 | 287,037,000 |
| Interest-bearing deposits | 245,967,000 | 247,719,000 | 245,671,000 | 247,091,000 |
| Noninterest-bearing deposits | 42,822,000 | 44,895,000 | 42,092,000 | 39,946,000 |
| Equity capital | 43,597,000 | 46,921,000 | 49,824,000 | 50,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,647,000 | 9,317,000 | 14,128,000 | 18,745,000 |
| Interest expense | 1,390,000 | 2,764,000 | 4,083,000 | 5,336,000 |
| Net interest income | 3,257,000 | 6,553,000 | 10,045,000 | 13,409,000 |
| Noninterest income | 539,000 | 796,000 | 1,022,000 | 1,203,000 |
| Noninterest expense | 2,350,000 | 4,648,000 | 7,062,000 | 9,490,000 |
| Provision for loan losses | 146,000 | 409,000 | 735,000 | 1,015,000 |
| Pretax income | 1,300,000 | 2,624,000 | 3,874,000 | 4,835,000 |
| Income tax | 397,000 | 565,000 | 860,000 | 1,008,000 |
| Net income | 903,000 | 2,059,000 | 3,014,000 | 3,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,317,000 | 47,359,000 | 47,821,000 | 48,504,000 |
| Total capital | 48,941,000 | 49,971,000 | 50,379,000 | 51,056,000 |
| Risk-weighted assets | 215,492,000 | 211,993,000 | 204,640,000 | 204,083,000 |