Call reports 2010
TRADERS & FARMERS BANK — 2010
What TRADERS & FARMERS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 355,442,000 | 355,810,000 | 359,202,000 | 356,070,000 |
| Total loans | 190,282,000 | 188,108,000 | 191,341,000 | 188,776,000 |
| Allowance for loan losses | 2,393,000 | 2,547,000 | 2,701,000 | 2,634,000 |
| Securities available for sale | 133,406,000 | 134,926,000 | 137,733,000 | 128,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,037,000 | 281,054,000 | 282,086,000 | 284,728,000 |
| Interest-bearing deposits | 242,234,000 | 238,587,000 | 239,756,000 | 245,345,000 |
| Noninterest-bearing deposits | 40,803,000 | 42,467,000 | 42,330,000 | 39,383,000 |
| Equity capital | 42,091,000 | 44,212,000 | 45,784,000 | 41,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,976,000 | 9,932,000 | 14,828,000 | 19,555,000 |
| Interest expense | 1,560,000 | 3,087,000 | 4,588,000 | 6,050,000 |
| Net interest income | 3,416,000 | 6,845,000 | 10,240,000 | 13,505,000 |
| Noninterest income | 385,000 | 844,000 | 1,324,000 | 2,000,000 |
| Noninterest expense | 2,281,000 | 4,577,000 | 6,947,000 | 9,603,000 |
| Provision for loan losses | 189,000 | 414,000 | 750,000 | 1,852,000 |
| Pretax income | 1,402,000 | 2,769,000 | 4,180,000 | 5,235,000 |
| Income tax | 443,000 | 856,000 | 1,303,000 | 1,187,000 |
| Net income | 959,000 | 1,913,000 | 2,877,000 | 4,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,248,000 | 43,066,000 | 43,880,000 | 46,181,000 |
| Total capital | 44,641,000 | 45,613,000 | 46,542,000 | 48,815,000 |
| Risk-weighted assets | 268,462,000 | 210,666,000 | 212,936,000 | 216,971,000 |