Call reports 2003
TRADERS & FARMERS BANK — 2003
What TRADERS & FARMERS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 326,126,000 | 323,597,000 | 326,373,000 | 319,532,000 |
| Total loans | 151,352,000 | 150,735,000 | 149,942,000 | 151,275,000 |
| Allowance for loan losses | 2,316,000 | 2,384,000 | 2,443,000 | 2,558,000 |
| Securities available for sale | 151,849,000 | 150,634,000 | 154,559,000 | 149,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,258,000 | 261,256,000 | 258,893,000 | 256,621,000 |
| Interest-bearing deposits | 231,745,000 | 227,359,000 | 227,262,000 | 226,254,000 |
| Noninterest-bearing deposits | 33,513,000 | 33,897,000 | 31,631,000 | 30,367,000 |
| Equity capital | 38,029,000 | 39,801,000 | 38,429,000 | 39,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,263,000 | 10,436,000 | 15,608,000 | 20,616,000 |
| Interest expense | 1,837,000 | 3,532,000 | 5,125,000 | 6,646,000 |
| Net interest income | 3,426,000 | 6,904,000 | 10,483,000 | 13,970,000 |
| Noninterest income | 426,000 | 718,000 | 1,110,000 | 1,477,000 |
| Noninterest expense | 2,086,000 | 4,184,000 | 6,351,000 | 8,525,000 |
| Provision for loan losses | 213,000 | 664,000 | 818,000 | 1,017,000 |
| Pretax income | 1,638,000 | 2,920,000 | 4,572,000 | 6,077,000 |
| Income tax | 561,000 | 913,000 | 1,558,000 | 2,053,000 |
| Net income | 1,077,000 | 2,007,000 | 3,014,000 | 4,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,754,000 | 36,622,000 | 37,630,000 | 38,460,000 |
| Total capital | 38,070,000 | 38,912,000 | 39,960,000 | 40,778,000 |
| Risk-weighted assets | 184,862,000 | 182,350,000 | 185,502,000 | 185,166,000 |