Call reports 2002
TRADERS & FARMERS BANK — 2002
What TRADERS & FARMERS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 320,233,000 | 322,005,000 | 323,461,000 | 320,762,000 |
| Total loans | 156,082,000 | 155,532,000 | 155,223,000 | 153,085,000 |
| Allowance for loan losses | 1,758,000 | 2,239,000 | 2,290,000 | 2,300,000 |
| Securities available for sale | 139,432,000 | 137,274,000 | 138,910,000 | 146,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,498,000 | 264,821,000 | 263,520,000 | 260,163,000 |
| Interest-bearing deposits | 235,531,000 | 234,347,000 | 232,690,000 | 228,978,000 |
| Noninterest-bearing deposits | 30,967,000 | 30,474,000 | 30,830,000 | 31,185,000 |
| Equity capital | 31,587,000 | 34,532,000 | 36,912,000 | 37,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,524,000 | 11,042,000 | 16,436,000 | 21,862,000 |
| Interest expense | 2,549,000 | 4,884,000 | 7,099,000 | 9,173,000 |
| Net interest income | 2,975,000 | 6,158,000 | 9,337,000 | 12,689,000 |
| Noninterest income | 303,000 | 661,000 | 1,082,000 | 1,511,000 |
| Noninterest expense | 2,247,000 | 4,337,000 | 6,373,000 | 8,561,000 |
| Provision for loan losses | 130,000 | 1,100,000 | 1,235,000 | 1,462,000 |
| Pretax income | 901,000 | 1,493,000 | 3,137,000 | 4,569,000 |
| Income tax | 410,000 | 763,000 | 1,054,000 | 1,546,000 |
| Net income | 491,000 | 730,000 | 2,083,000 | 3,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,656,000 | 32,834,000 | 34,187,000 | 34,965,000 |
| Total capital | 34,414,000 | 35,073,000 | 36,477,000 | 37,265,000 |
| Risk-weighted assets | 182,329,000 | 182,425,000 | 182,553,000 | 183,794,000 |