Call reports 2001
TRADERS & FARMERS BANK — 2001
What TRADERS & FARMERS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 320,741,000 | 316,391,000 | 316,941,000 | 318,607,000 |
| Total loans | 153,416,000 | 154,952,000 | 156,445,000 | 156,074,000 |
| Allowance for loan losses | 1,675,000 | 1,671,000 | 1,697,000 | 1,755,000 |
| Securities available for sale | 138,936,000 | 138,760,000 | 135,331,000 | 134,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,820,000 | 257,562,000 | 258,000,000 | 263,690,000 |
| Interest-bearing deposits | 228,388,000 | 230,169,000 | 231,934,000 | 236,905,000 |
| Noninterest-bearing deposits | 27,432,000 | 27,393,000 | 26,066,000 | 26,785,000 |
| Equity capital | 31,817,000 | 31,905,000 | 33,387,000 | 32,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,914,000 | 11,708,000 | 17,570,000 | 23,160,000 |
| Interest expense | 3,458,000 | 6,877,000 | 10,074,000 | 13,034,000 |
| Net interest income | 2,456,000 | 4,831,000 | 7,496,000 | 10,126,000 |
| Noninterest income | 280,000 | 587,000 | 903,000 | 1,246,000 |
| Noninterest expense | 1,973,000 | 3,807,000 | 5,762,000 | 7,818,000 |
| Provision for loan losses | 125,000 | 334,000 | 840,000 | 1,013,000 |
| Pretax income | 656,000 | 1,295,000 | 1,895,000 | 2,937,000 |
| Income tax | 275,000 | 526,000 | 750,000 | 930,000 |
| Net income | 381,000 | 769,000 | 1,145,000 | 2,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,966,000 | 31,293,000 | 31,720,000 | 32,475,000 |
| Total capital | 32,641,000 | 32,964,000 | 33,417,000 | 34,230,000 |
| Risk-weighted assets | 166,064,000 | 183,275,000 | 183,590,000 | 185,368,000 |