Call reports 2008
BRYANT BANK — 2008
What BRYANT BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 473,954,000 | 582,294,000 | 598,262,000 | 706,434,000 |
| Total loans | 361,433,000 | 420,464,000 | 452,717,000 | 499,050,000 |
| Allowance for loan losses | 4,468,000 | 5,140,000 | 5,552,000 | 6,238,000 |
| Securities available for sale | 72,328,000 | 92,223,000 | 92,628,000 | 99,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,307,000 | 492,989,000 | 486,458,000 | 589,368,000 |
| Interest-bearing deposits | 298,226,000 | 424,207,000 | 418,118,000 | 511,264,000 |
| Noninterest-bearing deposits | 77,081,000 | 68,782,000 | 68,340,000 | 78,104,000 |
| Equity capital | 47,216,000 | 54,706,000 | 54,808,000 | 56,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,949,000 | 11,949,000 | 18,635,000 | 25,336,000 |
| Interest expense | 2,925,000 | 5,716,000 | 8,753,000 | 11,479,000 |
| Net interest income | 3,024,000 | 6,233,000 | 9,882,000 | 13,857,000 |
| Noninterest income | 1,225,000 | 2,984,000 | 4,100,000 | 4,464,000 |
| Noninterest expense | 3,478,000 | 7,126,000 | 11,300,000 | 15,237,000 |
| Provision for loan losses | 738,000 | 2,019,000 | 2,493,000 | 3,130,000 |
| Pretax income | 33,000 | 72,000 | 189,000 | -46,000 |
| Income tax | -27,000 | -27,000 | -27,000 | -115,000 |
| Net income | 60,000 | 99,000 | 216,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,975,000 | 55,515,000 | 55,632,000 | 55,484,000 |
| Total capital | 51,443,000 | 60,655,000 | 61,184,000 | 61,722,000 |
| Risk-weighted assets | 392,064,000 | 457,489,000 | 521,679,000 | 559,644,000 |