Call reports 2007
BRYANT BANK — 2007
What BRYANT BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 246,841,000 | 295,921,000 | 338,973,000 | 431,558,000 |
| Total loans | 192,973,000 | 226,520,000 | 259,633,000 | 302,656,000 |
| Allowance for loan losses | 2,413,000 | 2,832,000 | 3,245,000 | 3,784,000 |
| Securities available for sale | 34,999,000 | 45,497,000 | 52,631,000 | 63,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,901,000 | 212,147,000 | 258,122,000 | 348,146,000 |
| Interest-bearing deposits | 138,373,000 | 170,134,000 | 201,605,000 | 285,116,000 |
| Noninterest-bearing deposits | 34,528,000 | 42,013,000 | 56,517,000 | 63,030,000 |
| Equity capital | 24,390,000 | 35,194,000 | 37,288,000 | 36,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,021,000 | 9,133,000 | 15,000,000 | 21,262,000 |
| Interest expense | 1,442,000 | 3,684,000 | 6,322,000 | 9,351,000 |
| Net interest income | 2,579,000 | 5,449,000 | 8,678,000 | 11,911,000 |
| Noninterest income | 106,000 | 580,000 | 2,032,000 | 2,261,000 |
| Noninterest expense | 1,970,000 | 3,960,000 | 6,188,000 | 9,443,000 |
| Provision for loan losses | 427,000 | 846,000 | 1,259,000 | 1,801,000 |
| Pretax income | 288,000 | 1,223,000 | 3,263,000 | 2,928,000 |
| Income tax | 0 | 86,000 | 159,000 | 122,000 |
| Net income | 288,000 | 1,137,000 | 3,104,000 | 2,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,392,000 | 35,247,000 | 37,214,000 | 36,916,000 |
| Total capital | 26,805,000 | 38,079,000 | 40,459,000 | 40,700,000 |
| Risk-weighted assets | 203,046,000 | 262,598,000 | 299,263,000 | 349,958,000 |