Call reports 2006
BRYANT BANK — 2006
What BRYANT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 109,642,000 | 130,075,000 | 155,092,000 | 180,234,000 |
| Total loans | 88,668,000 | 115,478,000 | 138,149,000 | 158,800,000 |
| Allowance for loan losses | 1,109,000 | 1,444,000 | 1,727,000 | 1,986,000 |
| Securities available for sale | 10,435,000 | 4,906,000 | 4,956,000 | 5,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,430,000 | 105,956,000 | 127,991,000 | 151,464,000 |
| Interest-bearing deposits | 64,841,000 | 82,654,000 | 102,032,000 | 127,050,000 |
| Noninterest-bearing deposits | 20,589,000 | 23,302,000 | 25,959,000 | 24,414,000 |
| Equity capital | 21,125,000 | 21,976,000 | 23,977,000 | 24,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,705,000 | 3,895,000 | 6,702,000 | 10,031,000 |
| Interest expense | 532,000 | 1,160,000 | 2,053,000 | 3,180,000 |
| Net interest income | 1,173,000 | 2,735,000 | 4,649,000 | 6,851,000 |
| Noninterest income | 18,000 | 489,000 | 1,745,000 | 1,786,000 |
| Noninterest expense | 749,000 | 1,584,000 | 2,482,000 | 4,335,000 |
| Provision for loan losses | 311,000 | 662,000 | 945,000 | 1,204,000 |
| Pretax income | 131,000 | 978,000 | 2,967,000 | 3,098,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 978,000 | 2,967,000 | 3,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,136,000 | 21,983,000 | 23,972,000 | 24,103,000 |
| Total capital | 22,209,000 | 23,368,000 | 25,651,000 | 26,054,000 |
| Risk-weighted assets | 84,951,000 | 110,760,000 | 134,446,000 | 156,068,000 |