Call reports 2005
BRYANT BANK — 2005
What BRYANT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Total assets | 31,800,000 | 55,882,000 | 105,236,000 |
| Total loans | 5,878,000 | 41,168,000 | 63,853,000 |
| Allowance for loan losses | 59,000 | 412,000 | 798,000 |
| Securities available for sale | 11,970,000 | 8,345,000 | 10,337,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 10,727,000 | 33,732,000 | 79,736,000 |
| Interest-bearing deposits | 8,649,000 | 24,185,000 | 59,386,000 |
| Noninterest-bearing deposits | 2,078,000 | 9,547,000 | 20,350,000 |
| Equity capital | 20,164,000 | 20,093,000 | 20,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Interest income | 57,000 | 548,000 | 1,815,000 |
| Interest expense | 1,000 | 91,000 | 469,000 |
| Net interest income | 56,000 | 457,000 | 1,346,000 |
| Noninterest income | 0 | 497,000 | 1,750,000 |
| Noninterest expense | 833,000 | 1,435,000 | 2,293,000 |
| Provision for loan losses | 59,000 | 412,000 | 798,000 |
| Pretax income | -836,000 | -893,000 | 5,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -836,000 | -893,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Tier 1 capital | 20,166,000 | 20,107,000 | 21,005,000 |
| Total capital | 20,226,000 | 20,519,000 | 21,803,000 |
| Risk-weighted assets | 11,164,000 | 38,528,000 | 67,596,000 |