Call reports 2024
OAKWOOD BANK — 2024
What OAKWOOD BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Total assets | 838,076,000 | 848,435,000 | 862,027,000 |
| Total loans | 675,610,000 | 707,954,000 | 700,215,000 |
| Allowance for loan losses | 4,539,000 | 4,664,000 | 4,769,000 |
| Securities available for sale | 13,871,000 | 13,574,000 | 13,795,000 |
| Securities held to maturity | 2,669,000 | 2,531,000 | 2,389,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 727,019,000 | 736,036,000 | 741,404,000 |
| Interest-bearing deposits | 621,511,000 | 628,438,000 | 632,857,000 |
| Noninterest-bearing deposits | 105,508,000 | 107,598,000 | 108,547,000 |
| Equity capital | 91,986,000 | 93,785,000 | 82,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Interest income | 13,568,000 | 27,628,000 | 42,407,000 |
| Interest expense | 6,808,000 | 13,896,000 | 21,539,000 |
| Net interest income | 6,760,000 | 13,732,000 | 20,868,000 |
| Noninterest income | 290,000 | 620,000 | 1,014,000 |
| Noninterest expense | 5,099,000 | 10,143,000 | 24,679,000 |
| Provision for loan losses | 305,000 | 430,000 | 2,912,000 |
| Pretax income | 1,721,000 | 3,879,000 | -5,565,000 |
| Income tax | 324,000 | 767,000 | -1,228,000 |
| Net income | 1,397,000 | 3,112,000 | -4,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Tier 1 capital | 85,174,000 | 86,997,000 | 75,361,000 |
| Total capital | 90,522,000 | 92,445,000 | 80,870,000 |
| Risk-weighted assets | 766,572,000 | 795,164,000 | 789,624,000 |