Call reports 2023
OAKWOOD BANK — 2023
What OAKWOOD BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 804,805,000 | 797,426,000 | 825,558,000 | 842,634,000 |
| Total loans | 659,705,000 | 649,162,000 | 663,031,000 | 653,687,000 |
| Allowance for loan losses | 5,097,000 | 6,122,000 | 4,875,000 | 4,279,000 |
| Securities available for sale | 14,296,000 | 14,224,000 | 13,505,000 | 13,754,000 |
| Securities held to maturity | 4,236,000 | 4,077,000 | 3,931,000 | 2,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 668,475,000 | 687,647,000 | 715,406,000 | 731,677,000 |
| Interest-bearing deposits | 520,605,000 | 553,723,000 | 582,375,000 | 611,929,000 |
| Noninterest-bearing deposits | 147,870,000 | 133,924,000 | 133,031,000 | 119,748,000 |
| Equity capital | 87,893,000 | 88,887,000 | 89,428,000 | 90,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,757,000 | 23,986,000 | 36,872,000 | 50,365,000 |
| Interest expense | 3,844,000 | 8,735,000 | 14,420,000 | 21,015,000 |
| Net interest income | 7,913,000 | 15,251,000 | 22,452,000 | 29,350,000 |
| Noninterest income | 304,000 | 599,000 | 878,000 | 1,477,000 |
| Noninterest expense | 4,790,000 | 10,063,000 | 15,854,000 | 21,109,000 |
| Provision for loan losses | 225,000 | 1,250,000 | 2,060,000 | 3,465,000 |
| Pretax income | 3,202,000 | 4,652,000 | 5,441,000 | 6,323,000 |
| Income tax | 660,000 | 957,000 | 1,112,000 | 1,293,000 |
| Net income | 2,542,000 | 3,695,000 | 4,329,000 | 5,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,857,000 | 82,123,000 | 82,949,000 | 83,781,000 |
| Total capital | 86,908,000 | 89,084,000 | 88,753,000 | 88,944,000 |
| Risk-weighted assets | 777,942,000 | 755,616,000 | 770,651,000 | 758,198,000 |