Call reports 2022
OAKWOOD BANK — 2022
What OAKWOOD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 765,597,000 | 723,654,000 | 784,149,000 | 806,597,000 |
| Total loans | 545,168,000 | 620,605,000 | 643,105,000 | 669,724,000 |
| Allowance for loan losses | 3,859,000 | 4,134,000 | 4,512,000 | 4,812,000 |
| Securities available for sale | 14,538,000 | 13,471,000 | 14,728,000 | 14,516,000 |
| Securities held to maturity | 276,000 | 245,000 | 2,564,000 | 4,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 668,204,000 | 625,250,000 | 658,699,000 | 639,904,000 |
| Interest-bearing deposits | 499,264,000 | 477,982,000 | 476,574,000 | 472,442,000 |
| Noninterest-bearing deposits | 168,940,000 | 147,268,000 | 182,125,000 | 167,462,000 |
| Equity capital | 79,787,000 | 81,216,000 | 83,079,000 | 85,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,650,000 | 12,296,000 | 21,028,000 | 31,497,000 |
| Interest expense | 665,000 | 1,463,000 | 2,948,000 | 5,458,000 |
| Net interest income | 4,985,000 | 10,833,000 | 18,080,000 | 26,039,000 |
| Noninterest income | 418,000 | 743,000 | 1,082,000 | 1,371,000 |
| Noninterest expense | 3,940,000 | 7,724,000 | 12,021,000 | 16,569,000 |
| Provision for loan losses | 175,000 | 450,000 | 829,000 | 1,129,000 |
| Pretax income | 1,288,000 | 3,402,000 | 6,312,000 | 9,712,000 |
| Income tax | 259,000 | 693,000 | 1,292,000 | 1,994,000 |
| Net income | 1,029,000 | 2,709,000 | 5,020,000 | 7,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,930,000 | 73,706,000 | 76,131,000 | 78,952,000 |
| Total capital | 75,789,000 | 77,840,000 | 80,714,000 | 83,835,000 |
| Risk-weighted assets | 635,482,000 | 693,187,000 | 731,319,000 | 780,608,000 |