Call reports 2021
OAKWOOD BANK — 2021
What OAKWOOD BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 656,506,000 | 667,545,000 | 697,957,000 | 702,532,000 |
| Total loans | 496,331,000 | 455,150,000 | 481,408,000 | 548,662,000 |
| Allowance for loan losses | 3,275,000 | 3,425,000 | 3,475,000 | 3,690,000 |
| Securities available for sale | 17,688,000 | 17,504,000 | 16,985,000 | 15,201,000 |
| Securities held to maturity | 445,000 | 394,000 | 348,000 | 310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 554,538,000 | 585,847,000 | 613,840,000 | 617,984,000 |
| Interest-bearing deposits | 428,391,000 | 447,372,000 | 466,897,000 | 468,585,000 |
| Noninterest-bearing deposits | 126,147,000 | 138,475,000 | 146,943,000 | 149,399,000 |
| Equity capital | 70,392,000 | 71,207,000 | 73,736,000 | 74,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,393,000 | 10,513,000 | 15,540,000 | 21,248,000 |
| Interest expense | 802,000 | 1,581,000 | 2,296,000 | 2,983,000 |
| Net interest income | 4,591,000 | 8,932,000 | 13,244,000 | 18,265,000 |
| Noninterest income | 182,000 | 394,000 | 587,000 | 820,000 |
| Noninterest expense | 3,428,000 | 6,799,000 | 10,666,000 | 14,827,000 |
| Provision for loan losses | 285,000 | 435,000 | 485,000 | 705,000 |
| Pretax income | 1,060,000 | 2,092,000 | 2,680,000 | 3,553,000 |
| Income tax | 237,000 | 468,000 | 606,000 | 781,000 |
| Net income | 823,000 | 1,624,000 | 2,074,000 | 2,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,560,000 | 62,464,000 | 65,031,000 | 65,805,000 |
| Total capital | 64,835,000 | 65,889,000 | 68,506,000 | 69,495,000 |
| Risk-weighted assets | 542,243,000 | 495,327,000 | 544,681,000 | 607,136,000 |