Call reports 2018
OAKWOOD BANK — 2018
What OAKWOOD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 140,058,000 | 189,268,000 | 213,400,000 | 264,622,000 |
| Total loans | 113,408,000 | 151,540,000 | 178,330,000 | 203,208,000 |
| Allowance for loan losses | 495,000 | 630,000 | 965,000 | 1,220,000 |
| Securities available for sale | 4,238,000 | 4,007,000 | 3,769,000 | 3,605,000 |
| Securities held to maturity | 1,145,000 | 1,072,000 | 1,001,000 | 945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,852,000 | 140,412,000 | 164,043,000 | 214,393,000 |
| Interest-bearing deposits | 86,048,000 | 117,847,000 | 138,429,000 | 177,616,000 |
| Noninterest-bearing deposits | 19,804,000 | 22,565,000 | 25,614,000 | 36,777,000 |
| Equity capital | 33,901,000 | 33,504,000 | 33,626,000 | 34,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 3,392,000 | 6,100,000 | 9,230,000 |
| Interest expense | 302,000 | 767,000 | 1,550,000 | 2,540,000 |
| Net interest income | 1,117,000 | 2,625,000 | 4,550,000 | 6,690,000 |
| Noninterest income | 55,000 | 140,000 | 227,000 | 308,000 |
| Noninterest expense | 1,706,000 | 3,612,000 | 5,739,000 | 8,082,000 |
| Provision for loan losses | 90,000 | 225,000 | 564,000 | 819,000 |
| Pretax income | -624,000 | -1,072,000 | -1,526,000 | -1,903,000 |
| Income tax | 0 | 0 | -530,000 | -1,040,000 |
| Net income | -624,000 | -1,072,000 | -996,000 | -863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,698,000 | 32,293,000 | 31,929,000 | 32,637,000 |
| Total capital | 33,193,000 | 32,923,000 | 32,894,000 | 33,857,000 |
| Risk-weighted assets | 133,462,000 | 175,049,000 | 196,123,000 | 213,126,000 |