Call reports 2017
OAKWOOD BANK — 2017
What OAKWOOD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 6,181,000 | 34,811,000 | 73,717,000 | 108,956,000 |
| Total loans | 1,850,000 | 3,300,000 | 26,594,000 | 80,208,000 |
| Allowance for loan losses | 51,000 | 131,000 | 206,000 | 406,000 |
| Securities available for sale | 0 | 5,043,000 | 4,807,000 | 4,537,000 |
| Securities held to maturity | 1,449,000 | 1,374,000 | 1,297,000 | 1,216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,804,000 | 8,078,000 | 45,583,000 | 82,142,000 |
| Interest-bearing deposits | 0 | 3,431,000 | 35,329,000 | 61,526,000 |
| Noninterest-bearing deposits | 4,804,000 | 4,647,000 | 10,254,000 | 20,616,000 |
| Equity capital | 1,371,000 | 26,682,000 | 28,037,000 | 26,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 45,000 | 116,000 | 441,000 | 1,338,000 |
| Interest expense | 0 | 2,000 | 69,000 | 233,000 |
| Net interest income | 45,000 | 114,000 | 372,000 | 1,105,000 |
| Noninterest income | 34,000 | 26,000 | 54,000 | 78,000 |
| Noninterest expense | 50,000 | 824,000 | 2,183,000 | 4,322,000 |
| Provision for loan losses | 4,000 | 127,000 | 202,000 | 403,000 |
| Pretax income | 25,000 | -811,000 | -1,959,000 | -3,542,000 |
| Income tax | 4,000 | 0 | 0 | 0 |
| Net income | 21,000 | -811,000 | -1,959,000 | -3,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,371,000 | 25,377,000 | 26,732,000 | 25,303,000 |
| Total capital | 1,398,000 | 25,503,000 | 26,938,000 | 25,709,000 |
| Risk-weighted assets | 2,200,000 | 5,028,000 | 38,571,000 | 90,413,000 |