Call reports 2016
OAKWOOD BANK — 2016
What OAKWOOD BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 6,374,000 | 6,417,000 | 6,418,000 | 6,221,000 |
| Total loans | 1,164,000 | 1,481,000 | 1,455,000 | 1,727,000 |
| Allowance for loan losses | 55,000 | 59,000 | 63,000 | 47,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,843,000 | 1,751,000 | 1,633,000 | 1,534,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,051,000 | 5,084,000 | 5,075,000 | 4,870,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 5,051,000 | 5,084,000 | 5,075,000 | 4,870,000 |
| Equity capital | 1,314,000 | 1,329,000 | 1,343,000 | 1,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 41,000 | 82,000 | 123,000 | 165,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 41,000 | 82,000 | 123,000 | 165,000 |
| Noninterest income | 35,000 | 66,000 | 100,000 | 134,000 |
| Noninterest expense | 66,000 | 116,000 | 173,000 | 234,000 |
| Provision for loan losses | 4,000 | 7,000 | 11,000 | 14,000 |
| Pretax income | 6,000 | 25,000 | 39,000 | 51,000 |
| Income tax | 1,000 | 4,000 | 5,000 | 8,000 |
| Net income | 5,000 | 21,000 | 34,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,314,000 | 1,329,000 | 1,343,000 | 1,350,000 |
| Total capital | 1,334,000 | 1,353,000 | 1,367,000 | 1,376,000 |
| Risk-weighted assets | 1,632,000 | 1,930,000 | 1,883,000 | 2,104,000 |